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Guides & Resources

Meet The Johnsons: Find Out What It Means to be Financially Divorced

Meet The Johnsons: Find Out What It Means to be Financially Divorced

When Andrew and Janet divorced last year, they knew it would take time to learn how to support their own needs on only one income. Unfortunately for Andrew, it was more difficult than he thought. When Andrew and Janet were married Andrew provided a good income. However, shortly thereafter, Janet became the breadwinner. It was […]

Meet The Romanos: Learn how to budget your children’s expenses properly

Meet The Romanos: Learn how to budget your children’s expenses properly

Heather and Tony have recently divorced. During their separation negotiations, they incorporated a plan into their Separation / Divorce Agreement to help them determine how much each parent would be responsible for contributing to special and extraordinary expenses for their children. These expenses could include: Sporting or Club fees (hockey, dance, etc.) Uninsured Medical Expenses, […]

High-Conflict Families

High-Conflict Families

Every year over 1,000,000 couples divorce in North America. Prior to divorce, what factors contribute to high-conflict family separations? Statistically, high-conflict separations are a small part of the total number of legal divorces, however, common-law separations across North America are increasing and legal marriages are declining slightly. There are no accurate yearly records for the […]

Parenting Challenges

Parenting Challenges

Statistically, 20% of adults suffer from emotional difficulties. An additional 5% have extreme mental health issues. Therefore, 1 in 4 adults suffer from emotional problems, which will likely impact their spouse, their children and their own life. Every year children are born to parents who struggle with mental health challenges. Some of these children exhibit […]

Life Insurance – An Important Consideration

Life Insurance – An Important Consideration

Life Insurance policies, joint or individual, term or permanent, as well as family health and dental plans, can all be impacted by separation and divorce. It’s important for couples undergoing this legal transition to understand the implications that changes to the above can have on their ex-spouse and their children. Make informed financial decisions. Separation […]

The Real Cost of Life After Divorce

The Real Cost of Life After Divorce

Expected: Legal fees and support payments. Not expected: Duplicate items for kids in two homes (computers, clothing, etc. Loss of discounts for shared expenses such as car insurance, cell phones, etc. Two household insurance policies, two cable, electrical and gas bills, etc. There may also be reduced income tax deductions for the children and the lower […]

Separation / Divorce Agreements

Separation / Divorce Agreements

Most separating couples have never seen one  The Family Law Professional’s role is to help separating couples reach consensus during their negotiations, if possible. The following are some questions people need to consider and some of the most common Family Law sections in a Separation / Divorce Agreement.  Should the legal process be Family Law […]

Financial Agreement

Financial Agreement

Now that you know your expenses and your financial budgets, you are ready to negotiate the financial aspects of your agreement. This can be challenging and even scary.  If you have children, your situation is even more complicated. Parents have a moral, if not legal responsibility, to support their children until they complete their first […]

Financial Budgeting

Financial Budgeting

Financial Budgeting is not a mandatory legal requirement, but perhaps it should be. It is one of the most complicated tasks when reaching an agreement and frequently overlooked. Without proper budgeting, most Separation / Divorce Agreements are signed with little regard to the affordability of the Agreement. THIS IS VERY IMPORTANT. Signed agreements frequently break down simply […]

Parenting Plans

Parenting Plans

Parenting Plans are usually a significant part of a Separation / Divorce Agreement. Parenting Plans can be simple or complex, depending on the parents’ wishes, emotional maturity, personalities and the needs of the children.  Typical paragraphs included in Parenting Plans:  The values both parents choose when raising their children.  Who will make decisions over healthcare, education, […]

ADHD and Family Separation

ADHD and Family Separation

ATTENTION DEFICIT DISORDER with HYPERACTIVITY and It’s Effect on Family Separation All too often, we read or hear about difficult or explosive children at school, at home or with their friends. We also read about dysfunctional family separations. What role does ADHD play in family dynamics? Attention Deficit Disorder with Hyperactivity or ADHD is most […]

Family Mediation

Family Mediation

Mediation is a term used to describe a concept for resolving disputes with the help of an independent neutral third party. It’s used in business. It’s used in complicated situations frequently involving legal matters. Now, more than ever, mediation is helping resolve issues in family disputes. This process is called “Family Mediation”.  Family separation can […]

Family Lawyer – Find A Professional

Family Lawyer – Find A Professional

Most people think of Family Lawyers as the only lawyer they’ll retain during separation. Afterall, Family Lawyers are highly trained professionals who understand the legal, parenting / family dynamics and financial nuances during Separation. In your mind, your future is in the hands of your lawyer.   Family Law is complicated and emotionally charged. Separating […]

12 Tips for Separating or Divorcing Parents

12 Tips for Separating or Divorcing Parents

Separation and divorce is never easy on children, but there are many ways moms and dads can help reduce the impact of their break-up. Separated or divorced parents need to work together to some degree. Co-operation helps reduce anxiety, improves a child’s attitude, helps them perform well in school, improves friendships, allows parents to move forward with […]

Children’s Bill of Rights

Children’s Bill of Rights

Children have the right to expect their parents to fulfill their responsibilities. This Children’s Bill of Rights will help guide you during your separation or divorce. Children have the right to be loved and to love both parents without feeling guilty, pressured, disapproved or rejected about seeing their mom or dad at any time, particularly […]

When Parents Do Well, Children Do Well

When Parents Do Well, Children Do Well

When parents separate, children often may become confused, angry or withdrawn. Some kids feel lost and hopeless while others feel relieved. Each child will react differently. How a child is told or finds out about their parent’s ending relationship is important. How they feel about themselves and their level of maturity may cause uncharacteristic behavior. […]