rebalancing_beneficiaries


Why Insurance Matters

Now there’s insurance to really help separated parents & children

Rebalancing Beneficiaries InsuranceCritical Illness or the death of a supporting spouse will change a child's life.  To financially support your child(ren) means securing your support payments with insurance.  Come To Agreement has partnered with two of Canada’s leading Insurance Companies, Foresters and Transamerica Life, to help separated and divorced adults and children secure their financial future.  It’s low cost and responsible.  Even professionals find it easy to use.

Calculate support payments, children’s expenses including future expenses (college or university costs, special needs, etc.), and equalization payments or debt repayment. You can also include COLA (Cost of Living Adjustment) to determine your Life Insurance and Critical Illness Insurance needs. Critical Illness coverage secures support payments if the supporting spouse suffers a major illness.

Our Separation & Divorce Insurance Program. Here’s how it works:

  • In the event of death, the Support Beneficiary will receive a lump sum insurance payment for support he or she is still owed, while the policy owner can leave the remaining rebalanced proceeds to his or her children, a new spouse or partner or to secure a financial loan, etc. Each year on the anniversary date of the policy the beneficiary amounts rebalance.
  • There are provisions for trustees regarding under-age children.
  • The agreed to Beneficiary Designation Schedule is attached to the legal agreement or court order and the insurance policy.
  • There’s even a notification option to advise the Support Beneficiary if a policy will lapse.
  • It’s sold only through Come To Agreement and by over 2000 licensed Insurance Advisors, across Canada.

Lawyers love our program.

insurance-weighsIt’s fair for both parties and great for separated and divorced families.

Please note: Come To Agreement’s Support Insurance Calculator does not replace professional advice. Consumers should contact their own Family Lawyer, Family Mediator or Insurance Advisor before making any insurance decisions regarding their specific situation.

 

FREE CALCULATOR

Rebalancing Beneficiaries Support Insurance Program

  • Calculate your Support Insurance requirements for Life and Critical Illness Insurance.

    It’s simple.

  • Get a Quote.

    All information will be considered private and confidential as stated in our privacy policy.

  • Beneficiary Designation Form & Schedule.

    This form attaches to your Separation Agreement, Divorce Order or Court Order and your Insurance Policy.

  • “View My Calculations”, “View My Quotations” and “View My Beneficiaries” buttons allow Consumer and Professional Members to review previously “Saved” calculations.

    Professionals with a Gold Membership can save their client’s calculations for later review, emailing or printing.

FREE CALCULATOR


Our Partners

Foresters - Transamerica

BECOME A MEMBER

Help your family or business with a variety of member benefits.


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CO-PARENTING COMMUNICATION

Our tools are proven to prevent co-parent conflict and are designed to be simple and easy to use, whether on a PC, Mac or mobile device.
Give It a Try!

 

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BECOME A MEMBER

Help your family or business with a variety of member benefits.


Consumer Membership

SIGN UP

Professional Membership

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Know Your Financial Costs

Calculate your Child Support or Budget your children’s expenses.

Save your calculations for later.