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My2Families Desktop and Mobile Application
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Raising happy, healthy, and secure children is every parent’s wish. Fifty percent (50%) of children now live in non-traditional families. My2Families provides all the parenting tools to help raise your children in two separate homes. Life is complicated, but being a single parent is even more complicated.
LIFE INSURANCE TO SECURE SUPPORT
Support Insurance to Address
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RBSI
Rebalancing Beneficiaries Support Insurance
Critical Illness Support Insurance
Life Insurance & Trusts
RBMI
Rebalancing Beneficiaries Mortgage Insurance
RBLI
Rebalancing Beneficiaries Loan Insurance
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Common Questions About Support Insurance
How is Rebalancing Beneficiaries Support Insurance (RBSI) different from traditional Life Insurance?
Rebalancing Beneficiaries Support Insurance (RBSI) secures the Support Payments agreed to between the parties in legal Separation Agreements, Court Orders and Divorce Orders. Rebalancing Beneficiaries Support Insurance (RBSI) is traditional Life Insurance, with a unique and customized Beneficiary Schedule that matches support payments.
As support payments are made by the Support Payor to the Support Beneficiary, the insurance coverage of the Support Beneficiary declines to match the remaining support payments. The balance of the insurance policy value is then reallocated to someone else such as children or a new partner. The Insurance Policy “Rebalances”.
Rebalancing Beneficiaries Support Insurance (RBSI) was created to bridge Family Law support requirements with Insurance Law compliance requirements. RBSI deals with Irrevocability requirements, Notifications to Support Beneficiaries if a policy is going to lapse or be canceled and allows Trustees for underaged children. RBSI can also have higher policy values than the agreed to or Court Ordered support obligations and can be customized to the specifications of the legal requirements. RBSI is underwritten by some of the largest life insurance companies.
Rebalancing Beneficiaries Support Insurance (RBSI) was created to bridge Family Law support requirements with Insurance Law compliance requirements. RBSI deals with Irrevocability requirements, Notifications to Support Beneficiaries if a policy is going to lapse or be canceled and allows Trustees for underaged children. RBSI can also have higher policy values than the agreed to or Court Ordered support obligations and can be customized to the specifications of the legal requirements. RBSI is underwritten by some of the largest life insurance companies.
How many Support Beneficiaries can I have?
Rebalancing Beneficiaries Support Insurance (RBSI) can only have One (1) Support Beneficiary, but other Beneficiaries are added for rebalancing insurance as support payments are paid. The insurance policy value can be any amount greater than the support obligation. For example: a support agreement may specify $300,000 life insurance to secure support payments, but the policy can be $500,000 with the additional $200,000 for children or a new partner.
How does this Life Insurance Policy secure my support payments?
Your Separation Agreement, Court Order or Divorce Order will typically have a Life Insurance amount agreed to between the parties. If not, you can contact Come To Agreement to discuss Rebalancing Beneficiaries Support Insurance. Come To Agreement can arrange for a Life Insurance Policy for the amount shown in your Separation Agreement or Court Order or the calculation for the Total Amount of Life Insurance can be made prior to the legal agreement being signed. The Policy Amount should be calculated and reviewed by your Family Lawyer/Attorney before applying for the insurance Policy, so the correct policy amount required is applied for. Support Insurance typically covers support obligations for Child Support, Children’s current and future Special Expenses, possible Spousal Support/Alimony and possible Equalization/Debt Repayment between the parties.
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Get advice on Your Separation Journey, what to expect, how to handle various issues, and how our products can help you and your family.
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Come To Agreement has created a comprehensive suite of Family Law products, which address the various stages of the separation journey that parents and children go through. I strongly recommend their products to anyone going through this experience.
My2Families is the perfect Co-Parenting app / product for ex-spouses, including for blended families, and for working parents who share responsibilities for their children.
Rebalancing Beneficiaries Support Insurance helps clients who are separated and divorced, securing their child support and other financial obligations. The Critical Illness program is particularly important if a parent develops an illness and supports a child(ren).
Come To Agreement’s Support Insurance Program can help all divorced families secure their financial future.
Come To Agreement provides useful Family Law products which are sensible for ex co-parents going through separation and divorce. My2Families allows co-parents to share important childrens’ information with each other, while Rebalancing Beneficiaries Support Insurance secures support obligations in a fair manner.